Web Design Blog

February 10, 2010

Accepting Payment OnlineThere are multiple options when accepting payment online. This post will focus on 3 of the most popular payment methods: PayPal, Authorize.net, Google Checkout and the possibilities that exist for using all 3.

PayPal offers 3 methods to use their service to accept payment online: Express Checkout, Website Payments Standard and Website Payments Pro.

PayPal Express Checkout

PayPal Express Checkout allows visitors to pay using their PayPal account. The visitor must have a PayPal account to use Express checkout. This option will be chosen by a visitor who is comfortable using PayPal versus entering their credit card information. If you have Website Payments Pro or Website Payments Standard integrated it is required to offer Express Checkout as a payment option. PayPal Express Checkout may also be offered in addition to Authorize.net, Google Checkout or any other merchant service you may use.

PayPal Website Payments Standard

When a customer pays using website Payments Standard they temporarily leave your web site and go to PayPal to enter their credit card information. This process is relatively painless but may not be ideal depending on your situation. The benefits of using PayPal Website Payments Standard include: easy set up, no monthly fee and a SSL (Secure Socket Layer) is not required on your site since the actual shopping cart and checkout page is hosted on PayPal and not your web site.

PayPal Website Payments Pro

PayPal Website Payments Pro is PayPal’s merchant service that allows you to accept credit cards directly on your site. The funds from the transaction will go to your PayPal account. As with most merchant accounts there is a monthly fee associated with Website Payments Pro (currently $30.). PayPal Express Checkout must be included as a payment option with PayPal Website Payments Pro.

Authorize.net provides a payment gateway for you to accept credit cards directly on your web site. The benefits of Authorize.net include low cost and direct integration using a trusted merchant service provider. Authorize.net can be used to process credit cards in addition to offering PayPal Express Checkout and Google Checkout.

There are a variety of ways to integrate with Authorize.net. Typically Web Site Design By, LLC will integrate Authorize.net directly with a shopping cart or custom checkout application on your web site. We are an an Authorized.net affiliate reseller. Please use the button below to start your application process. Start now by creating a login.

Google Checkout
Google provides another payment option for shoppers who prefer to checkout using Google Checkout. Visitors must have a Google Checkout Account or register for one to pay using Google Checkout. With Google Checkout, Google simply stores the visitors credit card information and transfers the funds to your bank. There is a fee associated with each transaction. Google Checkout can be implemented in addition to PayPal and Authorize.net.

Tell us about your specific plans for accepting payments online and we will help you implement the best possible solution.



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